Today, in the event of problems at the Bank, the citizen can return no more than 1.4 million rubles. But in life there are situations when the amount of the contribution significantly exceeds the amount of insurance, commented on the initiative of the speaker of the state Duma Vyacheslav Volodin. He cited the cases of inheritance, sale of an apartment or damages caused to life, health or personal property. For such situations will have a maximum insurance compensation of up to 10 million rubles.
in addition to these, the list of cases: buying a home and the land on which the house, receive social payments, benefits, grants and certain other payments, as well as the execution of the judgment.
“After the adoption of the Federal law citizens are protected, – summed up Vyacheslav Volodin. – Their money will not disappear and banks will be able to raise additional funds for economic development”.
Another innovation in the draft law – distribution of system of insurance of contributions to NPOs (for example homeowners associations, charitable foundations, religious associations).
the Bill was proposed by deputies from “Fair Russia”, and they were supported by other factions, said the leader “eserov” Sergey Mironov. “This document is not about the rich – who then sold the apartment, someone got an inheritance, damages or a grant in the form of subsidies, he said. – We were constantly approached by investors who rightly pointed out that in such cases you need to go really.”