Supervised by the Central Bank, the Association of FINTECH (AFL) has offered to write off money from the accounts of Russians and companies without additional confirmation, RBC.
we are Talking about the regular payments, which the client agreed. If the initiative is implemented, operations will be conducted directly between banks (payer and receiver) without the involvement of payment systems, which will reduce their cost due to the lack of a fee.
it is Assumed that the payer in advance and will sign consent on a regular, periodic withdrawal, and then at the agreed time will be made for the transfer technology of open programming interfaces (Open API). The payer’s Bank will only check the consent of the client and the correctness of the presented requirements.
the Current rules allow such operations only between customers of the same Bank. In other cases, requires confirmation via a code sent in the SMS message or push notification.
interest in the initiative have already expressed several major lending institutions. The authors note that, subsequently to use the technology will be able and other financial market participants.
as examples of the new features of aft refers to the payment of housing and communal services, communications, Internet, and payments of subscriptions to multimedia services.
