the savings Bank reduces the initial payment on the mortgage with state support from 20% to 15% of the property value.
Earlier, the Finance Ministry submitted to the government a draft resolution on the decrease in the minimum downpayment for all programs of preferential mortgage from 20% to 15%. The first of the banks began to adjust the terms of their programs, without waiting for the approval decision, VTB.
In the framework of the program of mortgage with state support is possible until 1 November to make a mortgage loan to buy a house in the new building up to 8 million rubles in Moscow, the Moscow region, Saint-Petersburg and Leningrad region and up to 3 million rubles – in other regions. The program provides subsidies to 6.5%, many banks have offered lower rates (Sberbank 6.4%, and at registration of the transaction in electronic form until 30 June of 6.1%).
