In Russia in order to stimulirovat citizens on their own to save for a supplementary pension, proposed to introduce separate tax deduction. This is reported by “Izvestia”.
Such suggestions are contained in a joint letter to the Central Bank’s two pension self-regulatory organizations ANPP and NAPF. It is noted that the limit for calculating the amount of benefits should be increased to 400 thousand rubles. In this case, citizens will be able every year to return to 52 thousand rubles of voluntary contributions for future retirement.
the letter also stated that now the social tax deduction is provided for the sum to 120 thousand roubles a year. Thus it has four components: health, education, life insurance and pensions. The size of the deduction is not indexed for more than a decade.
the Authors indicate that in fact social benefits to the wider population is four times less than the investment benefits a narrow layer of wealthy Russians.
according to experts, the proposal is worthy of attention, however, there are difficulties in its implementation. The problem is like in real incomes, which do not grow, and in the drop-down revenues of the budget deficit.
In early July, Russia proposed to increase the amount from which citizens can receive a tax deduction when buying real estate. Member of state Duma Committee on budget and taxes Yevgeny Fyodorov said that now officially working citizen can return personal income tax (13 per cent) from the sum to 2 million roubles and amounts to 3 million rubles at the interest on the loan. In his opinion, these amounts are far from the real cost of housing, especially in Metropolitan areas.
