In the Rostov region any small and medium enterprise or an individual entrepreneur can now get cheap credit. It and other preferential loans introduced to support the business in pandemic conditions.
payroll, procurement of components, spare parts the don enterprises of small and medium business can now take out a loan just under one percent per annum. It provides regional business support Agency. This is a crisis product and introduced it to support business in the conditions of a pandemic.
give Credit for the sum from 100 to 500 thousand rubles in the presence of collateral.
– a Deposit of half a million, for example, can be car, – told the Agency.
If the borrower has no assets for collateral for the full amount of the loan, there is another option. The entrepreneur can only provide 30 percent Deposit and the rest 70 will ensure that the regional Guarantee Fund in the presence of a surety for the borrower individuals. Moreover, to run on “instances” is not necessary: the Agency and the Foundation are in the same building.
apply for loans will consider for three days without assessment of financial and economic activities of the applicant. The loan is granted for a period of up to three years. There is another “bun” in the first six months of its receipt, you can pay only the interest, and principal debt you can begin paying after this date.
– we provide a loan for the first time. This is our third product designed for entrepreneurs in the context of the epidemic, – said the Director of the Autonomous nonprofit organization “Rostov regional business support Agency” Yana Marinova.
Before that, for enterprises belonging to the sectors most affected by the pandemic, has been developed another product. This loan is also just under one percent per annum upon mortgage security (without it, the loan rate is nine percent), but significantly greater amount – up to three million rubles. Nine of the don enterprises have already benefited from such loans for a total amount of 11 million rubles. Moreover, one who has received a loan previously, for example, in the last year, is now able to restructure it, reducing the rate of one percent per annum. We are talking about the producers included in the list of victims of coronavirus.
at three percent per annum were able to take loans to regional businesses that have since been repurposed for the production of antiseptics and other medical protective equipment – masks, suits for health care workers and others.
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