Image: portal of the mayor and government of Moscow/Denis Grishkin
the Prime Minister of the Russian Federation Mikhail Mishustin approved the increase in the size of loans which can be provided vacation. He said this at a meeting on economic issues, RIA Novosti reported.
“We raise the level of the loan within which the borrower will be able to provisionally suspend performance of its obligations to the Bank on a mortgage loan”, – he said.
the Prime Minister explained that he made this decision to help people in a pandemic coronavirus.
In Moscow, the ceiling for mortgage holidays increase to 4.5 million, regions – up to 2 million.
Earlier Vladimir Putin instructed to consider the possibility of extending holidays for consumer and mortgage loans.
The “United Russia” proposed to increase the maximum threshold for mortgage loan, to more and more Russians were able to use credit vacation.
6 April, the Cabinet approved the maximum size of loans for the banks to provide credit vacation. This applies to those Russians, whose income fell by more than 30% compared to the monthly average last year.
vacation Credit is available on mortgages with a maximum loan amount of 1.5 million rubles, consumer credits – up to 250 thousand rubles, car loans – up to 600 thousand rubles and credit cards with a limit of no more than 100 thousand rubles.
the CBR has abolished allowances for risk coefficients on mortgage loans issued before 1 April. Reduced minimum rating of credit institutions in the context of access to the program of preferential refinancing. The conditions assume that banks can obtain loans at 4 percent with a limit of 500 billion rubles.
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