Around every ninth liability insurance with insured children under the age of seven!
This shows an analysis of the comparison portal Verivox.
In 27 of 239 evaluated families-Rates are not co-insured children. Thus, liability damage, of the damage caused by children under seven years are not paid. In road transport, the limit is ten years.
small children are regarded as an offense incapable of. If you cause a damage, then they themselves are not liable, and the parents are not liable as long as they have fulfilled their duty of supervision. Where no-one is responsible, does not have to pay the insurance.