it’s Estimated the chances of the Russians to take preferential mortgage at 6.5 per cent, only 45 per cent of apartments in the primary market in major cities of the country match the terms of the loan. This is stated in the material portal CYANOGEN placed at the disposal “of the Tape.ru”.
the Most affordable housing can be purchased by residents of Kirov, Barnaul, Rostov-on-don and St. Petersburg. Here, the share of apartments that you can take out a mortgage, hovers around 64 to 73 percent. The most inaccessible were Sochi, Yekaterinburg, Kazan, Tyumen and Nizhny Novgorod. In the same Sochi only one percent of the apartments can be purchased with a housing loan. In other cities from the list, this index is equal to 8-15 percent.
According to analysts of the portal, in the first quarter of 2020 the average bill of the mortgage transaction in “old” Moscow amounted to 12.4 million rubles with an average area of 59.3 square meters, which is also not suitable under the terms of issue of preferential housing loan. Conforming lots in the capital only 26 percent.
the Limit on the discount mortgage 20 percent below the average of the bid prices in the regions. Its average value (excluding Moscow and St. Petersburg regions at present is 3.6 million rubles. Also with a mortgage at 6.5% will be able to buy basically “odnushki”. The average area of housing, you can count on, is equal to 45 “squares”. This is 24 percent less than the market average.
Earlier the President of Russia Vladimir Putin announced the launch of a reduced mortgage at 6.5 percent. Borrowers will be able to purchase on the banks allocated funds housing comfort class. To apply for subsidized mortgages could be up to 1 November 2020. The limit of cost of real estate acquired using such mortgage will be 3 million roubles to the regions and to 8 million in Moscow and St. Petersburg.
