Georgetown, Texas residents are being strongly advised to consider purchasing flood insurance as soon as possible. The city is raising awareness about potential flooding risks that were not previously covered by FEMA’s floodplain maps but could be in the future.
According to Wesley Wright, the city’s Systems Engineering Director, even if a home is not directly in a floodplain, a small portion of the property, such as a corner of the backyard, being in a floodplain could prompt mortgage lenders to require flood insurance. The city notes that there have been changes in rainfall intensities over the past few decades, making it crucial for residents to be prepared for potential flooding.
The new map project, known as “Atlas 14,” has identified new areas that could be at risk of flooding. It is highly recommended for residents who are currently outside the floodplain to obtain flood insurance now, as rates are expected to increase when FEMA updates its maps in 2025.
While the city has not yet approved the use of Atlas 14 over FEMA maps, residents still have the opportunity to challenge and reassess the information regarding their property’s flood risk. Wright mentioned that there are processes in place for individuals to contest their property’s classification in a floodplain, particularly in less significant areas rather than major channels.
The ongoing development of the Atlas 14 project by Williamson County has already revealed a significant increase in the number of structures that could potentially be affected by flooding. With over 11,000 structures now identified in the floodplain compared to the previous 5,000 shown on the FEMA map, it is evident that the risk of flooding is higher than previously thought.
Residents can access the current FEMA flood zones and view the full report presented to the city council for more information. It is crucial for Georgetown residents to stay informed about the changing flood risks in their area and take proactive steps to protect their homes and properties from potential damage. Flood insurance is a valuable investment that can provide financial security in the event of a flood, and obtaining it now could save residents money in the long run.
