still, the rate was 8-16 per cent. For most students this is an exorbitant amount. Experts are sure that now the number wishing to issue the educational loan will increase, because of the pandemic, many families found themselves in difficult financial conditions.
However, according to the survey, “Towers”, the details about education loan, few people know. Thus, the respondents were asked two questions: whether they know about credit and how to relate to such measure of support from the state. And it turned out that only 6 per cent know about it in detail – you can voice the interest rates, terms of issuance, etc. Another 52 percent had heard something about this possibility, but don’t know the details. While about 42 percent did not know.
To the question: “would you recommend recourse to educational loan to your friends?” more than half of survey participants answered “Yes”. But only after I read the tooltip about what education loan. About a quarter responded “no.”
– we Can say that the average attitude to educational loan the population is most positive, – commented on the results of study author Ivan Gruzdev. But many are very poorly informed about this possibility.
the Program of educational crediting with the state allows the banks to lend credit for higher education with a low interest rate. During his studies paid only the interest, and principal debt the borrower starts to pay only three months after graduation. While the loan repayment term – 10 years after graduation from University. But perhaps it will be increased.
