Now, as stated in the document, the Russians annually at its own expense erect 250-270 thousand houses with an average area of 130-140 square meters. This is 40-45% of all new housing. However, about 7 million sq m of this amount – registration of previously built homes by a simplified procedure “dacha Amnesty”. Approximately 40% of private houses are under construction in 10 regions of Russia, leading the Moscow oblast, Krasnodar Krai and Bashkortostan.
the Demand for housing has increased by half due to the growth of the dollar.
however, according to the poll, to get your personal cottage in the 5-year term would be 3 million families. With the current volume of construction this demand will be satisfied not less than 19 years, said the Ministry.
Programme for the years 2020-2024 to increase the volume of construction of individual houses with the current 30-36 million square metres per year to 40 million sq. m. In the result, the country will be further built on 24 million square meters of housing.
Where to build?
according to the head of the Russian center of national construction policy Alexander Moore, for the development of individual housing construction it is necessary first to study the allocation of the citizens building land – for example, extending the program free transfer “far acres” all over the country. “If you have land, then you will have to watch that you can make it. And here might work the mechanisms of preferential mortgage and many other things,” he said.
About this program the Ministry of construction of speech does not go yet. But it is proposed to increase the area of plots granted for individual housing construction. To allocate areas for “private sector” government needs mainly in areas with developed infrastructure and in close proximity to “places of employment” within the boundaries of built-up areas of municipalities. Allowed RASIRENIA areas at the expense of lands of forest Fund if this is justified by the socio-demographic, economic and other forecasts.
it is noted that to encourage individual housing construction is advisable where there is a demand for it. Primarily in cities with population over 50 thousand people or up to 30 km from their boundaries. For Moscow and St. Petersburg – at the distance of 50 km.
What will be the “private sector”?
to Build up areas for individual housing construction, it is recommended with regard to developed HOUSE.Russian Standard integrated development of territories. A model low-rise urban development is assumed, in particular, the combination in the same area different types of buildings: individual, detached houses and apartment buildings up to 4 floors. Combined construction provides a smooth transition from suburbs to urban areas.
Building individual and blocked houses gives you the opportunity to achieve a high level of housing security of the entire model (35-50 sq m per person), noted in the Ministry. While families have their own entrances to the house from the street and private land.
Who will connect electricity and gas?
Now, say the developers of the program, homes are built mostly by the citizens. Provision of plots of engineering and transport infrastructure is carried out by the owners of sites themselves. This increases the risk of violating building codes, and also increases the costs of citizens to ensure the home infrastructure.
In the Russian regions of coronavirus has risen in price rent of country houses
In the future provide for construction of individual housing sites will be provided in advance to the engineering, transport and social infrastructure. It is proposed to synchronize investment programs of suppliers of electricity, gas and heat onsitespatial planning to do it at the expense of the regional budget. In some cases, costs may be partially compensated from the Federal budget, it will allocate 137 billion.
How to build?
the Program is to encourage the construction of typical houses. This, according to the Ministry of construction will improve the quality and safety of buildings. It is noted that the appearance of facades of houses and fences-fences may be regulated by local rules of improvement.
it is Expected to create a publicly available catalogue of standard projects of individual housing, including with the use of prefabricated houses prefabricated, formed on the basis of open architectural competitions. To promote model projects access to the directory will be free. We will also create a public registry of recommended manufacturers of prefabricated houses prove the quality of their products.
Where to get money?
Now for the construction of private houses, banks issue no more than 15 thousand credits a year, is only 1% of the mortgage loans. Rate on such loans at 1-3% higher than for the apartments.
the Main reasons for this lack of liquidity homes and land as collateral compared to housing in high-rise buildings. Often the assessed value of homes is underestimated due to difficulties in determination of the comparison and the lack of control over the quality of construction, which may result in hidden defects. High costs for banks on the control of target use of funds, high risks of delays and construction technology. The insurance rates of homes are on average higher tariffs on insurance of apartments.
Buyers of wooden houses are preparing grant
To overcome these obstacles will be developed voluntary standards oI IH, their use minimizes the risks for banks and establish a market standard mortgage loans for individual housing construction. The standards will include requirements for standard projects of houses re-use, which can act as a collateral to the borrower and to the procedures of issuing and servicing the loan.
a Typical house built in the territories of the integrated development of individual housing construction standards will have liquidity comparable to apartments in apartment buildings, according to the Ministry of construction. This should lead to that banks will give borrowers loans on terms comparable to loans to purchase apartments. For companies that will be engaged in low-rise construction, there will be project financing and the mandatory use of escrow accounts. Thanks to minimise the credit risk, banks are expected to cut interest rates on loans for construction of private houses.
the construction of houses on standard projects banks will lend more willingly.
Xcategories run from the virus in the village
an Unprecedented interest in the lease of country houses appeared by the end of March. According to “Avito”, the demand for rental of country houses in the Moscow region twice last year, in Leningrad region – 2.3 times. In CYANOGEN, the growth of queries on the website for rental has increased over the three weeks of March by 2.5 times compared to last year, and on March 21-22, the number of requests for rental villas jumped 4-5 times.
the Main reason for the excitement became pandemic. “Country house – secure area, where no one else can’t get. On the site you can walk, with no contact with other people,” says Director of suburban real estate at Knight Frank Oleg Mikhailik. In addition, people are thinking about summer holidays in cottages as it is not clear whether it would be possible to go to sea, or the borders will be closed. In recent days, realtors have begun to receive requests for rental homes for “self-isolation” of elderly parents. Many are going to carry over city whole family: the company transferred employees to work remotely in children – distance learning.
Interest in buying holiday homes is also growing, but not as rapidly. Sellers and buyers prefer to wait out the uncertain economic situation.
the proposed program is to stimulate private construction. Photo: Photoxpress
