Credit card statement: it is

in Principle, there are four different types of credit cards: Charge, Debit, Credit, and Prepaid credit cards . The cards differ in the type and the period of the money debiting, or charging to should be To nasty Surprises on the current account to avoid all the advantages and disadvantages of the respective settlement types be carefully checked. Display and compare Here for free credit cards!

So in the case of the different credit cards charged

• will come In Germany, mainly Charge Cards to use. Here are the amounts to be collected and once a month from your checking account debited. The owner receives for the days to billing, credit, hence the Name credit card.
• In contrast to work, the Debit Card as a usual debit card. All transactions are deducted directly from your linked credit card or Giro account. A loan in the original sense, there is not.
• This Option is the classic Credit Card also offers. In addition, is provided free to the card holder whether he would like to settle the amount to be paid in Installments or in total. Usually the credit Card issuers require a minimum rate (for example, 50 Euro), which have to be noted.
• Prepaid Cards must be manually by the card owner is charged. Only then you can pay with these cards.

credit card settlement: pros and cons of the variants of

credit card statement with a Charge Card

Each payroll type has its pros and cons. In the case of the Charge Card, it is a once-in-month “pay day”. This can be very handy if you have a large or small investment before the money is available but only in two weeks or at the end of the month on the account. Conversely, this means that once a month – maybe the shopping is already in oblivion, you have to pay, suddenly, a large sum is.

recommended CHARGE CARDS

DKB-Cash

• worldwide free cash withdrawals
• free to play Online(Giro)account
• Cashback program included

DetailsZum provider netbank MasterCard Premium

• for sales-dependent rebate of the annual fee after 12 months of term
• Concierge program
• discounted Lounge access

For Details on provider awesome card

• up to € 2,500 is available to the framework
• flexible repayment, 3 months interest-free
• durable Euro 0 annual fee

DetailsZum provider

credit card bill with a Debit Card

the attacks Whom this type of settlement appears to be too confusing, better to a Debit Card. The advantage of this card is the fact that all payments are debited directly from the checking account of the credit card holder. This is also the disadvantage: The checking account is not debited immediately, a Postponement of payment is possible.

recommended DEBIT CARDS

DKB-Cash

• current account
• contactless payments
• free abroad

DetailsZum provider N26 MasterCard

• current account
• permanently post-free
• worldwide free cash withdrawals

DetailsZum provider ING free checking account with Visa Card

• current account
• contactless payments
• free abroad

DetailsZum provider

credit card settlement with a Credit Card

so Who has to pay a large sum, it cannot afford to any time of the month that immediately from his Giro account is debited you should resort to a Credit Card, in case of doubt, also with payment in installments. However, interest accrues on the outstanding amount.

recommended CREDIT CARDS

1plus VISA-Card

• worldwide free cash withdrawals
• in the case of tank turnovers of up to 400 euros per month is a reimbursement of 1 % grants
• no Bank Account required

DetailsZum provider Germany-credit card Gold

• in the 1. Year of contribution-free
• no checking account is required to change
• included travel insurance package

DetailsZum provider Hanseatic Bank GoldCard

• in the 1. Year of contribution-free
• no checking account is required to change
• included travel insurance package

DetailsZum provider

credit card settlement in the case of a Prepaid Card

provides An Alternative solution to Batch, Debit and Credit Card the Prepaid Card. Here, the customer needs to charge the card in advance with money to later pay for. Attention, apply for this credit card: the card Is empty, no purchases can be made.

recommended PREPAID CARDS

PAYBACK Visa card on a prepaid basis

• 150 points for free
• control costs
• no pre-load limit

DetailsZum provider Moneyou Mastercard on a prepaid basis

• current account permanently free of charge
• credit interest
• toll-free cash supply

DetailsZum provider VIABUY Prepaid Mastercard

• Mastercard without Schufa query
• no Bank account required
• is not a charging limit, if you have verified with your ID

DetailsZum provider

Which credit card is Right for me?

Which credit card is the most Appropriate, largely depends on the type of credit card billing. Each person must decide for themselves, what is the break-off type he preferred. The first option is the Prepaid card, since the full control over the charging and any potential charges to and from the card guaranteed. In the event of theft, the owner loses a maximum of the charged amount.

in Contrast, the Debit Card is more flexible and the debit from the checking account runs easily, and directly after the payment. The rates of payment of the Credit Card also offers advantages – especially if you want to pay off high amounts, preferably in a staggered manner.

All prefer to have a lie in in the month, an Overview of all purchases made with the credit card, and pay the most for the Charge Card. Dissatisfied with your credit card? Now convenient online to cancel! (Display)

Here are the various credit billing types in the summary

So the credit works card comparison the credit works cards-compare All credit cards in the Special of FOCUS Online

credit cards comparison

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Charge Cards

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