Pay with the card for many consumers in the face of the Corona-pandemic, the first choice. In order to protect both staff and customers, always call more companies to pay for the time being cashless. Especially contactless payment has increased in the recent time:
at the end of last year, about 35 percent of all Girocard transactions contactless, says the Federal Association of German banks. This proportion has increased, currently estimated at around 50 percent. Most supermarkets have introduced the contact Numbers in the meantime: for example, a pioneer of Aldi Süd, but also, Aldi Nord, Lidl, Edeka, Rewe and Netto.
Contactless payment in the future, up to 50 €
The advantage: customers only have to carry their card or mobile phone close to the acceptance of the terminal of the merchant to a payment trigger. Up to 25 Euro payment amounts without the input of the PIN can be contactless settled. According to the plans of the Deutsche kreditwirtschaft (DK) to increase this limit for Girokarten now on 50 Euro. Furthermore, the card holder must enter at the latest five transactions or to a total sum of 150 Euro for the PIN.
Top contactless credit cards
DKB-Cash
- for sales-dependent rebate of the annual fee after 12 months of term
- free checking account incl.
- worldwide free cash withdrawals at ATMs
DetailsZum provider Barclaycard Visa
- in the 1. Year of contribution-free
- worldwide free cash withdrawals at the ATM
- comprehensive insurance package
DetailsZum provider N26 MasterCard
- permanently free MasterCard
- worldwide free cash withdrawals at the ATM
- free checking account included
DetailsZum provider
Whether you can use your card, the function to make cash-free payments you can see at the front: there Is printed a Symbol with four adjacent arcs, the function is available.
cashless Alternatives and how quickly you are
customers who wish to dispense with PIN-input, can use the digital Girocard or a credit card in the Smartphone or the Smartwatch. When you Pay with your own Smartphone, the customer releases any pay from the first penny with the familiar unlock function of their Smartphones, for example fingerprint, to the cashier.
Good to know – contactless payment is just as safe as the normal payment process with the card. All the information in the Overview here:With credit card and Smartphone As contactless payment in Germany
works in Contact and contactless payments with the Smartphone is the fastest
Also of interest: How to “CHIP” and “supermarket Inside” reports, by cashless payment, and even save time! While the Bar and Pay the average of 19,19 seconds, with contactless Pay much faster – if you have to enter a PIN. The ranking of the payment processes:
Also interesting: Deutsche Bank, Commerzbank, Sparkasse: These stores have All opened around the development of the Corona-crisis
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AS/dpa
