The government officially increased the budget of the program of preferential car loans to 22.5 billion rubles and approved the new rules of access to such support. Thus, the right to a discount of 10-25% of the price of cars now have families with at least one child, healthcare workers and those who donate a car to trade-in the down payment. Take a soft loan can only be on the car not more expensive than 1.5 million rubles, localized in Russia. Although technically the program is now applied to electric vehicles, in fact, due to the requirement for localization to buy them is impossible, as in Russia, such machines are not made.Prime Minister Mikhail Mishustin has approved amendments to the preferential car loan program “First car” and “Family car”, follows from the decision of 23 June No. 907. On the government website notes that the programme budget in the current year amount to 22.5 billion rubles In the framework of preferential car loan the buyer is entitled to a discount on the price of the car at the rate of 10%, but for the Far East and amounts to 25%. Now the maximum discount can also be obtained with the purchase of an electric vehicle. At the same time is the requirement of localization in Russia is purchased on credit the cars they need to gain 1.4 thousand points on the 719-th order. The new regulations provide the opportunity to buy her a car worth 1.5 million rubles, the Limit price of 1 million rubles has acted in 2015, after which the value gradually increased until 2019, when it was again decreased from 1.45 million to 1 million rubles. in fact, this circumstance, coupled with additional requirements to the level of localization of cars has greatly limited the number of cars that come under the program of preferential car loans— the main funding is focused on the Lada. Of cars in the program get only the Renault, two models of Hyundai (Creta Solaris) and one Volkswagen (Polo), Skoda (Rapid) and Kia (Rio).With the increase in the value of the circle is acquired through the preferential loans of stamps has not increased.Under the new rules, the access to concessional loans has got families raising at least one child (formerly two children), workers of medical institutions, as well as those who took the old car to trade-in the payment of the initial fee. In may, the first month easing restrictions on the background of coronavirus, according to United credit Bureau (OKB; features including data Bank), the citizens took 28.2 thousand loans of 22.4 billion rubles Number and volume of loans compared to April, increased more than two times.In practice, the launch of the new access rules before they are approved — since the beginning of June — as reported by the Ministry of industry and trade, and participating in programs concerns. In addition, the document States that the new mmaximum cost of a car in concessional loans (1.5 million RUB) apply to machines purchased from 1 March 2020.Olga Nikitina Russia, there is a short-term surge in demand for cars after almost two months of inactivity of the dealer network. Against this background, the President has delayed the transition to a shortened work week until the end of summer. Interviewed by “Kommersant” manufacturers and dealers agree that sales compared to the disastrous performance of the April—may increased, however, attribute this to temporary factors pent-up demand and expansion of state support. The real picture will be clear only in September. While in the industry believe that by the end of the year the market will drop by 30%, and some players appreciate this scenario as optimistic.Read more
