under current law, the credit organisations have no right to deduct the fee from the accounts, on which more than a year has not been updated credentials.
the Russian banks want to get right to debit the credit fees and commissions from client accounts if they are not contacted and their data was not updated.
the Author of the initiative within the framework of the “regulatory guillotine” of the Central Bank became Absolut Bank, according to “Izvestia”. Under current law, the credit organisations have no right to deduct the fee from the accounts, on which more than a year has not been updated credentials.
the document proposes to give banks the right to charge money if the identity of the client has changed, and he was not informed of this. Recall that according to the AML / CFT law, the Bank is obliged to update customer information at least once a year.
it was Previously reported that the Russians have ceased to return the banks money – bubble burst consumer credit, not having lived through the pandemic coronavirus. The amount of arrears soared: the loans growth was 129%, and the volume of mortgage loans that are not serviced 30-60 days, increased by 125%. Along with this, in March, were granted loans of almost one trillion rubles. This is a record figure. It turns out that people were preparing for the fact that they don’t actually have anything to live and stocked the borrowed funds.
