Since April 20, 2020 at Alfa Bank you can apply for a mortgage loan at a reduced program at 6.5 percent per annum. This is stated in the message of the credit organization. The difference between market rate and concessional subsidized by the government.
In this program can receive up to 8 million rubles for a period up to 20 years in Moscow, the Moscow region, Saint-Petersburg and Leningrad region, and up to 3 million rubles in other regions. Minimum down payment is 20 percent of the cost of the purchased apartment.
mortgage available with the purchase of an apartment in the building.
“Now the difficult economic times and our customers more important than ever before all possible support. So we quickly included in the program of subsidizing mortgage rates have already started to accept applications for preferential mortgage. And, importantly in the context of the epidemic, we greatly simplified the procedure, all the documents we accept online Bank office do not need to go”, — said CEO of Alfa-Bank Vladimir Verkhoshansky.
Now to apply, do not need to provide certified copies of the 2-NDFL and a work record. It is necessary to send the extract from the FIU or a statement of salary account generated in the mobile or online banking. The Bank also takes into consideration a certificate 2-pit with a digital signature, and e-workbook.
alpha Bank is actively implementing measures to support customers in a pandemic and universal isolation. So on 2 April, the Bank reduced the cost of service for small business “Secure transaction”, which allows you to enter into transactions with counterparties online with a 100% guarantee of fulfillment of obligations by the parties.
Later, April 10, Alfa-Bank has approved the first applications from companies for small and medium businesses to receive loans at 0% per annum for the payment of salaries to employees.
as of April 14, has earned the program “Credit quarantine,” in which customers can receive a deferment of payments on consumer loans and mortgages. Also, the Bank three-month resets for credit card holders minimum payment on the principal amount.
