“In may, demand for consumer loans increased by 23% compared to April, and in June a further 30% compared to may. However, the return to pre-crisis volumes in March, we expect not earlier than July – August, when they lifted all restrictions and the market will return to its previous rhythm”, – said the head of the direction for development of consumer loans of Raiffeisenbank Dmitry Sivov.
the Growth of demand for consumer credits at 30% over the last month recorded in the “Russian standard”. The agricultural Bank said that in June 2020 the number of applications for consumer loans increased compared to April of this year, three times in comparison with indicators of may – in 1,6 times.
banks also reported that the coronavirus and introduced in connection with restrictions had an impact on the way of obtaining loans. Some banks even reported about the present “boom loans online,” noting that most in this way are issued small loans. The credit for the large amount of customers prefer to arrange, personally present in the Bank.
At Raiffeisenbank in June, 76% of clients received a loan online without visiting the office or meeting with a representative of the Bank to sign documents. In the first quarter, the share of Bank loans online, 20% of the total number of issued consumer credits; in the second quarter of 32%. Almost 50% of customers “Discovery” process the cash loans remotely. About 70% of clients of Alfa-Bank used the possibility of remote processing of the loan and prior to the introduction of quarantine measures during the period of restriction due to the coronavirus, the proportion of skins increased to 90%. The Bank “home Credit” said that completely remotely via a mobile app to process around 20% of the loans granted in cash. More than 40% of cash loans online is issued by PSB.
In a jar “HOUSE.Russia” said that the main objective for taking the loan, the customers is the target of purchase: a car, a vacation house or land, an important event in the life or repairs. In this case, said in the financial-credit institution, the share of loans for repairs over the past two months increased significantly. The Bank “HOME.Of the Russian Federation” in may-June the share of remotely initiated requests for cash loans reached about 80%, an increase compared to April of the current year by 15%, and March – 40%.
