As told “RG” the regional guarantee Fund, the product of the “Emergency” works as a “medical emergency.”
For businesses and individual entrepreneurs are the most affected by the pandemic, the rate of guarantee is reduced by half from 1 to 0.5 percent. For all other small and medium enterprises – from 2 to 0.75 per cent.
How it works guarantee Fund: directly he does not give money. First, the entrepreneur goes to the Bank, he needs a loan, for example, on 10 million rubles. The Bank can give, but only on bail. However, valuation of collateral the Bank holds with a discount of say, 5 million rubles. Where to get 5 million? And here gives a guarantee (surety) for the remaining amount of the guarantee Fund in the region. But also takes a percentage. Now it is drastically reduced. But if the entrepreneur fails to repay the loan on which you got warranty, it will repay the Fund.
the Guarantee applies for three years only 0.5 percent per annum. The application will be reviewed very quickly. The documents required from an entrepreneur is minimal, it is provided in electronic form, and the surety shall be executed within one working day.
the Fund assure that extra support, eliminates re-check in and check out on the enterprise. In need of credit or loan to small and medium enterprises and individual entrepreneurs can rely on the guarantee to 5 million rubles. If you need a Bank guarantee, then to 30 million.
In the event of financial problems the entrepreneur deferred or installment payment. The first application for a new measure of support already received.
the region also increased the size of guarantees on loans and for businesses that are not related to the industries most affected by the epidemic. For they reduced the term of registration of documents, and dropped the rate to 0.75 percent per annum with the possibility of installment payment.
become More favourable conditions of guarantee for the participants of tenders for public procurement.
– In most cases, abolished the requirements to the presence or amount of bail, has expanded the list of categories of subjects of small and medium-sized businesses that may qualify for a lower interest rate reward. Given the difficult situation, the reduced rate from two to one per cent per annum to those who need renewal of existing commitments on loans, – said the Executive Director of NGO “Guarantee Fund RO” Roman stated.
the State support, first of all, it took the producers of industrial products, farmers, wholesalers and retailers implementing non-food products. For prolongation of the contracts addressed medical institutions.
for entrepreneurs of the Rostov region Zaphostile webinars “Information day”, which provides helpful information on how the business today is to survive.
All the materials of the story “COVID-19. We can do it!” read the .
