it is Particularly important to support developers that haven’t upgraded to project financing and will not be able to use the program of subsidies for construction companies. According to Goldberg, bought an apartment in the future will be sold in the market, including in the framework of family programs, the far East and a new mortgage subsidy program mortgage rates. Thus, the cost of implementing this program will be reimbursed, the stress in the HOUSE.Of the Russian Federation.
Among the measures to support the construction industry, announced last week by Russian President Vladimir Putin, subsidizing mortgage rates, as well as rates on loans for developers, additional capitalization of the Fund of protection of rights of investors on 30 billion rubles, all the HOUSE.Russia 50 billion rubles for the redemption of unclaimed apartments from developers and others.
Measures to support the construction industry at this stage is quite significant, says the head of the Russian center of national construction policy Alexander Moore. Subsidies and the decline in mortgage rates prostimulirujte demand from the population in the period of the pandemic and the state’s provision of additional funds for the acquisition from developers of unclaimed areas will allow you to keep up the pace of construction and to keep the market from collapse.
“first and foremost, these measures are aimed at major developers, but big business usually attracts smaller companies, so that to some extent will support for them,” says Moore. Not to say that these measures will raise the demand, the expert said, but they will support it to a certain level. Purchased by the state of the apartment in the future can be used to create a public Fund for low-rent housing, such a possibility was discussed earlier in the HOUSE.Russia, said the head FCNSP.
the purchase of apartments by the state more effective than subsidizing mortgage rates, the President of Fund “Institute for urban Economics” Hope Kosareva, and it could be directed and greater amount. “The state has huge liabilities to preferential categories of citizens by providing them with housing, it is, according to our estimates, nearly 4.5 million households, many of which are in the queue for housing for 20 or even 50 years. For these purposes need about 9 trillion roubles. If the government passed bought an apartment waiting list, the disabled, children-orphans, it would not only support the construction industry, but in parallel the solution of social problems”. Subsidizing mortgage rates, according to Kosareva, reduces the borrower’s monthly payment is negligible and will not be a decisive argument for the decision about the loan new real estate investors.
the President Articulated measures timely, but need d��meet the plan of the government for their implementation, the reaction of banks and the Central Bank, said a member of the General Council of “Business Russia”, owner GK “Luck” Vladimir Prokhorov. “Banks are commercial structures, which are also on the background of the pandemic suffer losses and incur great risks, so they will also protect your assets”, – he noted.
