As ruble and foreign currency Deposit rates are at minimum levels, some investors may look for an alternative to Bank deposits. About possible alternatives to deposits for the depositors told the “Russian newspaper” managing the assets of BKS Andrey Rusetskiy.
For the most conservative clients will approach mutual funds bonds and strategies of trust management (DU) on the bonds. To do is often a function of the payment of interim income, in mutual Funds there are no taxes on cash flows in. Typically, the yield of funds of Russian bonds for 2-3% higher than the yield on deposits.
For those who want to earn income in the currency suitable funds Eurobonds with a yield in US dollars. At the moment, in the bonds of developing countries increased yields (many are trading below par). Funds allow investors with a small amount from to get a diversified portfolio, thereby lowering the risk.
foreign-Currency deposits are now at the level of 0.5-1% and bonds in developing countries give yields of 5-6%, it is possible to find quasi-public company with profitability of 10% in U.S. dollars.
For customers with an aggressive strategy to recommend to the equity markets, which despite the huge volatility, growing at an average of 16% per year, and the dividend yield is 6-7% per year. An intermediate solution is a balanced (mixed) strategies that consist of stock and bond and combine the growth potential of the stock market and the predictability of bonds.
Funds of precious metals and raw materials is not very popular at yesterday’s depozitchikov, as it does not generate cash flow, they are used in mixed strategies to protect against inflation and devaluation.
