In the second half of this year “green card” can be issued remotely — an international system of civil liability insurance of motorists starts the transition to electronic format. The European Union intends to switch completely to him in July, in Russia new opportunities for motorists is likely to open by the end of the year: the digitization of field CTP will require the adoption of a number of regulations and the completion of engineering works in the IT system of the Russian Union of insurers.According to the Russian Bureau “Green card”, from July 1, 2020 shall enter into force the decision of the Council of bureaux of the international system of civil liability insurance of owners about the possibility of receiving a “green card” remotely. Thus, the countries participating in this agreement will move to the electronic format of sales.Recall that the insurance “Green card” motorists must be purchased for travel outside of the Russian Federation separate from the internal insurance policy. The system “Green card” includes 48 countries, Russia is a full member from 1 July 2015. Inclusion in the system means accepting the policies of the national insurers on the territory of other member countries.As explained “Kommersant” the head of the Russian Bureau “the Green card” Sergey Razuvan, motorists with printed black and white copy of e-policy will appear on the Russian roads after July 1: “These cards will see the traffic police, border guards, customs officers and car owners who are not lucky enough to get into an accident with a party in a car with foreign plates”. According to him, the Bureau informed the Federal customs service and the interior Ministry that many countries are moving to a new format. Sergey Razuvan expects that by July 1 it will make the entire European Union.Among Russian motorists the opportunity to hit the shelves in the fourth quarter of 2020. While for remote sales “a green card” of the domestic insurers is not enough legislatively approved mechanisms of cooperation with the customs service. In addition, it is planned to complete commissioning of the automated AIS of the informational CTP 2.0-big data of the Russian Union of motor insurers (RAMI), which earns a module for a green card. “In June we plan to launch a module on CTP, in the autumn of module green card”,— told “Kommersant” IT Director RAMI Alexey Samoshin, noting that these plans can still be changed because of the situation with the epidemic of the coronavirus.In 2019, it sold 1.3 million “green cards” with a total prize of insurers of €60 million last year abroad was 3.6 thousand registered traffic accidents with participation of drivers with the Russian “green card” (about a third in Belarus, the leaders of Poland — 14%, Germany 12% and Lithuania — 10%). The accident on the territory of Russia in 2019 was was 4.4 thousand insurance claims with the participation of the foreign holders of “green cards”.Says Sergey Razuvan, the specificity of this type of insurance for companies that are “long” and large loss amounts in €million 1 to 5 Months of self-isolation, April, and may have reduced sales of green card immediately by 80%, estimated in the Russian Bureau. Before the pandemic, the main buyers of such policies were the owners of passenger cars. However, during the restrictions of the insurance cases with the foreign holders of “green cards” continue to occur. According to the Russian statistics Bureau, their 200-300 per month, mainly talking about accidents involving trucks.Tatyana Grishina
