the Russians became more difficult to obtain credit after a tightening of the credit organizations of requirements to potential borrowers in the context of growing economic crisis, reports Kommersant, citing the National Bureau of credit histories (NBCH).
According to the publication, in April the loans were approved only every fifth citizen (20.7% of applications). It is reported that this is the lowest figure in 2017, when the collection of statistical data.
according to the newspaper, the biggest level of approval in the consumer credit segment, where it amounted to 19.6% compared with the March data. In addition, significantly reduced the increased in the loans segment, where it was 26.6%. In mortgage lending, the proportion of approvals decreased to 55.2% compared to March 2020 and April 2019.
As explained by experts, the drop in the level of approval on the background of the crisis was due to people with low credit rating. Loans, they began to favor less frequently (12% of applications in the spring of this year, against 19% twelve months earlier). However the Russians with a reliable credit rating, it became easier to lend money. The share of approvals per year increased from 63 to 79 percentage points.
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